Watch Out for Scholarship Scams
For many students who are aspiring to get a higher education, a scholarship is their best bet to help with the financial strain that pursuing a higher education with cause. Scholarships can come in many forms as it depends on the organization which is offering them.
Types of Scholarships
There are no longer scholarships for just the smartest students and highest GPA students.
- Academic Scholarship – this type of scholarship is awarded based on high GPAs of 4.0 or above, a well-rounded application and years of involvement in extracurricular activities.
- Average Academic Performance Scholarships: these scholarships take the pressure of focus on a high GPA and take also into consideration such things as community service, leadership and a strong application essay.
- Athletic Scholarship – these scholarships are available for basically all the sports that are played in colleges. They are a combination of good grades and great athletic performance.
- Creative Scholarships – the creative arts are popular in many college hopefuls and they can seek after getting scholarships in dance, art or even music.
Telltale Signs of Scholarship Scams
In your search for scholarships you can look for lines such as the below ones in their advertising:
- This scholarship is guaranteed, or your money back. There is no organization that can guarantee that you will get a scholarship.
- I need your credit card or bank account number to hold the scholarship.
- We’ll do all the work.
- The scholarship will cost some money.
- You can’t get this information anywhere else.
- If you are requested to pay a fee (may also be called an application fee, processing fee, insurance fee) it may be a scam. Most legitimate scholarships would deduct any type of fees from the disbursement check instead of asking you to pay any money.
How To Protect Yourself
In the world today there are many illegitimate actions going around and scholarship scams are very much a real thing. Persons may find themselves in some very hard position if they are not careful. Protecting yourself from scholarships which are scams is important. Personal information is the only thing someone needs from you to scam you. Therefore it is important that you do not give out your personal information to strangers; do not give out your savings or checking account number, social security number, address or any other personal information. Read more here!
If you are being offered anything ensure that you get it in writing first with as much details as possible before you respond with a decision. If it is a case where you were contacted by an organization ensure that you ask them how they got your name. After you have asked how they got your name verify it with the source. Ensure that you keep good records of any correspondence you have with the company and any promotional flyers they may have.
Report scams to relevant authorities
There are several scholarship scams out there and persons have to be careful when they are dealing with a possible scholarship scams. For those who have ever come across scholarship scams it is important that it i reported to the relevant authorities so that they can be stopped. There are indeed actual great scholarships available around the country. There are even scholarships for people with glasses. Most businesses/organizations which give out scholarships are ones that have been around for a long time and therefore they have accumulated the wealth and resources to be able to offer scholarships.
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